Kevin Durkin - LAER Realty Partners | Lowell, MA Real Estate, Dracut, MA Real Estate,Durkinsells,


This Single-Family in Lowell, MA recently sold for $299,000. This Cape style home was sold by Kevin Durkin - LAER Realty Partners.


80 Crescent St., Lowell, MA 01851

Single-Family

$279,900
Price
$299,000
Sale Price

6
Rooms
2
Beds
1/1
Full/Half Baths
Houses like this one don't stay on the market very long. Solidly built cape located in the Highlands section of Lowell. The large living room and formal dining room have hardwood floors under the wall to wall carpets. Easy meal preparation in the cabinet packed kitchen with eat in area. The family room can easily be converted to a 1st floor bedroom. A half bath with laundry washer/dryer completes this floor. Ascend the stairs and discover 2 bedrooms with hardwood floors under the wall to wall carpet and a full bath with linen closet. Insulated windows. The basement has a work area plus a huge storage area. 1 car garage with 3 space driveway and nice backyard completes the picture of this lovely home. All window treatments to stay. Easy access to Lowell Connector, Rt. 3 and Rt. 495. Close to Gallagher Train station to Boston.

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Purchasing a home may prove to be a long, arduous process, particularly for individuals who fail to prepare for potential house buying hurdles. Thankfully, there are several things that you can do to put yourself in position to enjoy a successful homebuying journey, such as:

1. Establish Realistic Expectations

Much in the same way that Rome was not built in a day, you should not expect to find and acquire your dream house right away. If you establish realistic expectations from day one of the homebuying journey, you can identify and resolve potential problems before they escalate.

Think about why you want to buy a home, where you want to reside and other homebuying factors. Then, you can make a list of homebuying goals and criteria. And once you have this list in hand, you can map out your quest to achieve your desired house buying results.

2. Get Your Home Financing in Order

If you find a home you want to buy but cannot quickly obtain financing for this residence, you may lose the house to a rival buyer. On the other hand, if you start a home search with a mortgage in hand, you could seamlessly navigate the homebuying journey.

To get pre-approved for a mortgage, you should meet with a variety of banks and credit unions. These financial institutions employ mortgage specialists who can teach you about all of your home financing options. Next, you can select a mortgage that enables you to acquire your dream residence without spending beyond your means.

3. Hire a Real Estate Agent

Oftentimes, it helps to hire a real estate agent prior to launching a home search. Because if you work with an expert real estate agent, you can gain comprehensive homebuying insights that you may struggle to obtain elsewhere.

A real estate agent understands what it takes to purchase a house in any housing market, at any time. First, he or she will learn about you and your homebuying expectations. A real estate agent then will craft a plan designed to help you identify your ideal residence. This housing market professional next will put this plan into action and ensure you can check out a broad array of quality residences. Finally, when you discover your dream house, a real estate agent will help you submit a competitive offer to acquire this home.

Let's not forget about the assistance that a real estate agent provides after a seller accepts your offer to purchase his or her home, too. At this point, a real estate agent will help you schedule a home inspection and finalize your house purchase. And if you ever have concerns or questions before you complete your home purchase, a real estate agent is happy to respond to them.

There is no telling what challenges you may encounter when you try to buy a house. With the aforementioned tips, you can minimize risk during the homebuying journey. Perhaps best of all, these tips could help you speed up your quest to find and purchase your dream home.


Honey STOP THE CAR!! and check out this 2503 sq foot 5 bedroom Colonial located in Belvidere that's been totally rehabbed to like New condition, featuring newer windows, roof, newer heating system and hot water tank (2015) New Central Air thru out, two new full baths with tile and marble flooring, 1st floor bath has laundry, all new plumbing, new 200 amp electric panel,new kitchen with granite counter tops, cherry cabinets, under cabinet lighting, stainless steel back splash with all new stainless steel appliances,Tile floors, the whole interior and exterior has been freshly painted with designer colors, covered porch, new cement work in the basement, and around exterior foundation,crown moldings, refinished hardwood floors,5 Huge bedrooms, off street parking, new landscaping and sprinkler system. You have to see this house to believe it! This beautiful Home is located in the heart of Belvidere, close to schools, within walking distance to the Downtown, highways. Hurry this wont last

More Info on this Property | New Listing Alerts


16 Mansur St, Lowell, MA 01852

Belvidere

Single-Family

$434,900
Price

7
Rooms
4
Beds
1/1
Full/Half Baths
Honey STOP THE CAR!! and check out this 2,160 sq foot 5 bedroom Colonial located in Belvidere that's been totally rehabbed to like New condition, featuring newer windows, roof, newer heating system and hot water tank (2015) New Central Air thru out, two new full baths with tile and marble flooring, 1st floor bath has laundry, all new plumbing, new 200 amp electric panel,new kitchen with granite counter tops, cherry cabinets, under cabinet lighting, stainless steel back splash with all new stainless steel appliances,Tile floors, the whole interior and exterior has been freshly painted with designer colors, covered porch, new cement work in the basement, and around exterior foundation,crown moldings, refinished hardwood floors,5 Huge bedrooms, off street parking, new landscaping and sprinkler system. You have to see this house to believe it! This beautiful Home is located in the heart of Belvidere, close to schools, within walking distance to the Downtown, highways. Hurry this wont last
Open House
No scheduled Open Houses

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When dealing with mortgages, people erroneously believe that the smaller the mortgage taken out, the better for them. This article will clarify the reasons why even as daunting as it sounds, the larger and more prolonged the loan, the better.

People who apply for mortgages are those who want to own a house but don't have sufficient cash to buy one or those who need a large sum of money from a lender and use their house as collateral. These borrowers have an extended period to pay it back, and the length of time varies up to 30 years depending on the agreement between the two parties and the size of mortgage money-wise. 

If the mortgage borrower is unable to pay after the stipulated time, the property is foreclosed and most probably sold so that the lender, which is usually the bank, is paid back for the loan. For this fear of not being able to pay back, borrowers tend to get smaller mortgages, but below are reasons why getting bigger mortgages may be better in the long run;

1. It gets easier 

Over time, payment gets more manageable because the property value appreciates, and the borrower's income rises steadily while monthly mortgage payment remains the same especially if choosing a fixed-rate loan. Thus, as time goes on, the money to be paid gets less daunting and less significant in comparison to the borrower's inevitable financial growth over the years. In the beginning, it may be a struggle to make the payments. But, over time it gets easier.

2. Mortgage accords you the ability to invest more and quicker 

Many people prefer long mortgages because that means that the monthly payment will be smaller and spread out over a longer time as opposed to short-term loans. It may be better to invest a more significant amount now to reap more productive rewards in the future as one can use the proceeds from the investment to pay up. This seemingly huge risk only encourages more and faster investments too. In the long run, bigger mortgages result in bigger monthly payments, but it may also result in greater wealth.

3. Mortgage: liquidity and flexibility 

It is best not to listen to people who say that all that matters in mortgage loans is paying it off. Or, that it is a risky thing to do. Applying for a small mortgage loan with this mentality will not grant you flexibility. People who get small mortgage loans do not put into consideration all the other necessities toward which the money should go. Hence, one loses liquidity and control over access to one's money. Even though it would most likely appreciate in the long term, you are going to be handicapped in the short-term.

No matter what you decide, it is essential to understand that you must do what works the best for you both long term and short. Discuss with your personal financial consultant and real estate agent.




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