Kevin Durkin's Blog
The process of buying a house may prove to be long and complicated. Fortunately, there are several steps that you can take before you pursue a home to streamline the homebuying cycle, and these include:
1. Create a Homebuying Checklist
It helps to start the homebuying process with a homebuying checklist in hand. This checklist will enable you to differentiate between home must-haves and wants, resulting in a fast, efficient homebuying journey.
Think about what you require from a home. For example, if you need a house that is located close to your office in the city, you should include this information in your checklist.
Also, if you want a house that features a built-in swimming pool, you can include this information in your homebuying checklist. But keep in mind that a swimming pool likely is a non-essential item. And if you find a home that is virtually perfect but lacks a swimming pool, it may still be a good idea to pursue this house.
2. Establish a Budget
How much can you afford to spend on a house? This question frequently plagues buyers as they proceed along the homebuying journey. Luckily, you can determine how much money is at your disposal if you develop a budget.
To budget effectively, it helps to meet with local lenders. Banks and credit unions generally offer a wide range of mortgage options and can help you make an informed mortgage decision.
In addition, it often helps to get pre-approved for a mortgage prior to entering the real estate market. Because if you have a mortgage, you can pursue houses that fall within a specific price range and reduce the risk of overspending to acquire your dream house.
3. Hire a Real Estate Agent
If you want to enjoy a quick, seamless homebuying experience, it is beneficial to have a homebuying expert at your side. Thankfully, real estate agents are available nationwide, and these housing market professionals will do what it takes to help you discover a great house at an affordable price.
A real estate agent understands housing market patterns and trends and can help you plan ahead for a buyer's or seller's market. He or she will teach you about the real estate market and respond to your homebuying queries as well.
Furthermore, a real estate agent acts as a guide throughout the homebuying journey. This housing market professional will set up home showings, negotiate with a seller's agent on your behalf and help you finalize a home purchase. By doing so, a real estate agent will take the guesswork out of buying a house, regardless of the current housing market's conditions.
When it comes to purchasing a house, it helps to prepare. If you employ a real estate agent today, you can get the support you need to plan ahead for the best- and worst-case homebuying scenarios. That way, you'll be able to identify and address potential homebuying hurdles before they escalate.
Ready to buy a house? Follow the aforementioned steps, and you can move closer to pursuing your dream residence.
Attending a party is a chance to meet friends, families and to relieve stress. If you are hosting a summer party, there are a few things to bear in mind so that you and your guests have a great time:
- Spread the Word. You need to send out invitations to those you want to be present at your party. In the invitation card, indicate the type of attire they need to wear. Should the women wear a tank top? What about if they just come with their swimsuits? It is your party, and you determine the vibe. Include an RSVP so people can let you know if they will make it.
- Master the Music. Music is one of the essential aspects of a summer party. Know the trend and the specific songs that buzz people up. Plan for about five hours of play time at least and please, don’t crank the speakers. Get four or more speakers and spread them out evenly, set at a lower volume. This helps to avoid it blasting directly at guests’ heads. Chart-topping songs will help to push your guests to the dancefloor.
- Lighting and Decoration. If you’re not an event decorator, you might want to leave this for the professionals. Decoration sets the mood and feel of any event. The lighting, on the other hand, elevates that mood on a whole new level. All you need is some ambient lighting. You can hang strings of light on the deck, the tree branches, or even at the fence. Have a power backup, like a standby generator in case of power failure.
- Event Purpose. What do you aim to achieve from this party? Are you trying to pitch a business idea? Or is it just to have a together time and fun? Is it about your engagement, promotion in the office? Whatever it is, make sure you are well prepared for the event. For every party, there is a purpose. Having a summer party can be both memorable and fun. If there are going to be alcohol, make sure no one gets drunk. It has to end in the most pleasant way possible. If it is a night party, make sure guest rooms are ready because many might want to crash for the night and go the next day.
Summer parties are fun once you have all the elements working together for guests to have a great time. If you're still somewhat confused on how to go about your party, hire an event planner today for the best result.
As a senior citizen, selling a home and moving to a new location may prove to be difficult. Fortunately, we're here to help you take the guesswork out of packing up your belongings and getting settled into a new address.
Now, let's take a look at three essential moving tips for senior citizens.
1. Plan Ahead
Moving day can be long and stressful, particularly for seniors who don't plan ahead. If you start planning for your move today, you can increase the likelihood of a seamless transition from one address to another.
Think about your belongings and what you'd like to bring to your new address. If you have a wide assortment of items that you won't need at your new home, you can sell, donate or dispose of these items prior to moving day.
Also, if you need to hire a moving company, don't wait until the last minute to do so. Because the longer that you wait to hire a moving company, the less likely it becomes that this company will be available on the date of your move.
2. Secure Your Treasured Belongings
Although you've collected a large assortment of items over the years, you may be unable to bring all of these items to your new address. However, if you sort through your belongings, you can determine which items to keep.
Treasured belongings like antiques, artwork and jewelry generally are keepers. Pack and store these items properly to ensure they won't deteriorate before moving day.
Let's not forget about treasured belongings that have sentimental value, either. Photographs and other treasured possessions should be packed in a safe place and labeled correctly. That way, you'll have no trouble unpacking these precious belongings once you arrive at your new address.
3. Ask Friends and Family Members for Help
When it comes to getting ready for moving day, there is no need to work alone. Senior citizens who reach out to friends and family members for help can streamline the process of preparing for a move and enjoy a one-of-a-kind moving experience.
Friends and family members are loved ones who strive to help you in any way they can. Thus, if you contact friends and family members before moving day, you can work with loved ones to boost the chances of a fast, easy move.
Lastly, if you need extra assistance before you relocate, it never hurts to contact a real estate agent. This housing market professional understands the challenges associated with moving and is happy to help any senior citizen enjoy a stress-free move.
A real estate agent can put you in touch with local moving professionals. Plus, if you need help selling a house, a real estate agent can make it easy to list your residence, host home showings and much more.
Keep things simple as you get ready to move – use the aforementioned moving tips, and any senior can quickly and effortlessly prep for moving day.
Moving is an exciting time. Whether you’re moving across town, state or country you get to create a clean slate to build your home and life upon. But for children, this can be a confusing and scary time. Routine and familiarity are comforting for children and a move shakes up the very foundation they are used to.
But you don’t have to leave your child in the dark. There are several things you can do to help better prepare your child for the big move. By taking the time to spend with your child discussing the changes ahead. As you start house hunting and throughout the moving process involve your child where possible.
Keep an open dialogue with your child. Ask them what they are excited for and what their fears may be. Collect books either from the library or for your family bookshelf on stories about moving. Reading stories helps children process their feelings and become more familiar with the process. Using storytime is a great way to create a natural conversation about moving with your child.
If possible bring your child to walk or ride their bike around the new neighborhood. Take note of any parks, playgrounds or schools in the area your child may be interested in. If they have a hobby such as dance or soccer look up information about the classes and teams. Talk about the similarities and differences they will experience.
Take the time to research information about the new school they will be attending. What will be the same? What will be different? Ask if your child has any specific questions for you to seek out answers while you do your research to help ease them into the transition.
Assure your child they will be able to stay in touch with friends and family. Collect contact information from their friends as well as the form of communication their parents are comfortable with. Offer options like sending letters, scheduling video chats and visiting the area.
Even if you’re child is especially excited about the move it’s a good idea to keep things as similar as possible. Refrain from changing out furniture and bedding right away. And if possible maintain your usual schedule throughout the days and weeks ahead. Sticking to a familiar routine will be soothing for your child as they transition to their new environment.
Moving is a big change for children and often their first major life transition. And while they may feel confused or scared you can ensure they feel understood. By keeping an open conversation with them throughout the process you can cater to bother their excitement and fears. A new home can create both a clean slate and more importantly an opportunity to bring your family even closer together.